diff --git a/apps/hq/src/repos-reminders.ts b/apps/hq/src/repos-reminders.ts
index 796e89c..18eec35 100644
--- a/apps/hq/src/repos-reminders.ts
+++ b/apps/hq/src/repos-reminders.ts
@@ -157,7 +157,7 @@ export function resolveSchedule(db: DB, ruleKind: ScheduleRuleKind, today: strin
   const row = db.prepare(
     `SELECT day_offsets, subject, body FROM reminder_schedule
      WHERE rule_kind=? AND effective_from <= ? AND (effective_to IS NULL OR effective_to > ?)
-     ORDER BY effective_from DESC LIMIT 1`,
+     ORDER BY effective_from DESC, id DESC LIMIT 1`, // id DESC breaks effective_from ties deterministically (UUIDv7 is time-ordered → latest insert wins on any engine)
   ).get(ruleKind, today, today) as { day_offsets: string; subject: string | null; body: string | null } | undefined
   if (row !== undefined) {
     const dayOffsets = parseDayOffsets(row.day_offsets)
diff --git a/apps/hq/test/reminder-schedule.test.ts b/apps/hq/test/reminder-schedule.test.ts
index 5e31987..842838a 100644
--- a/apps/hq/test/reminder-schedule.test.ts
+++ b/apps/hq/test/reminder-schedule.test.ts
@@ -44,6 +44,19 @@ describe('resolveSchedule', () => {
     expect(resolveSchedule(db, 'quote_followup', '2025-12-31').source).toBe('default')
   })
 
+  it('tied effective_from resolves deterministically: highest id wins on any engine', () => {
+    const db = openDb(':memory:')
+    const ins = (id: string, offsets: string) => db.prepare(
+      `INSERT INTO reminder_schedule (id, rule_kind, effective_from, effective_to, day_offsets, subject, body)
+       VALUES (?, 'quote_followup', '2026-01-01', NULL, ?, NULL, NULL)`,
+    ).run(id, offsets)
+    // Insert the higher id FIRST so plain scan order would pick the other row —
+    // the tiebreaker (id DESC; UUIDv7 ids are time-ordered) must decide, not the plan.
+    ins('zzzz-high', '2,4')
+    ins('aaaa-low', '5,10')
+    expect(resolveSchedule(db, 'quote_followup', '2026-07-17').dayOffsets).toEqual([2, 4])
+  })
+
   it('effective_to closes the window: active requires effective_to > today', () => {
     const db = openDb(':memory:')
     insertSchedule(db, { ruleKind: 'quote_followup', from: '2026-01-01', to: '2026-07-01', offsets: '1,2' })